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Payday loan, Overcome a lack of savings

When’s your next payday? Do you know that some people take advantage of their paydays to manage their finances? The sad reality of life is that millions of Americans are struggling financially. Even if they have stable jobs, their income isn’t enough to sustain their lifestyle. When your expenses exceed your income, it’s going to be a huge problem for you both short-term and long-term. If you don’t have a concrete plan, it wouldn’t take long before you’ll be buried in debt. Spare yourself from future stress by learning how to manage your finances today. The following are tips that...


The Ugly Truth About Payday Loans

Payday loans are often seen as short-term or emergency loans. They are taken out on an as-needed basis but carry a very hefty interest rate. In fact, it’s not uncommon to come across payday loans charging up to 400 percent interest, making it one of the longest running scams. When you’re in dire straits, payday loans can offer smaller sums of money ranging from 100 to 1,000 dollars. Fees are generally charged based on the sum you borrow. In example, some places charge you anywhere from 15-30 dollars for every 100 dollars you borrow. How much you can borrow is...